Payment Policy

Payment Policy

Last Updated: October 2025

Welcome to ManyHub!
This Payment Policy explains how we accept and process payments for orders placed on our website. By making a purchase on ManyHub.in, you agree to the following terms.

1. Accepted Payment Methods

We offer multiple secure and convenient payment options:

• 💳 Credit & Debit Cards – Visa, MasterCard, RuPay, Maestro
• 🏦 Net Banking – All major Indian banks
• 📱 UPI / QR Payments – Google Pay, PhonePe, Paytm, BHIM UPI
• 💰 Wallets – Paytm, Amazon Pay, Mobikwik (if enabled)
• 🚚 Cash on Delivery (COD) – Available on selected pin codes and order values
• 💵 EMI Options – Depending on bank or gateway offers

All online transactions are processed securely through our trusted payment gateway partners such as Razorpay / PayU / Cashfree, using 128-bit SSL encryption.

2. Payment Confirmation

• Once payment is successful, you will receive an email and SMS confirmation with your order number and payment details.
• Orders are processed only after payment confirmation, except for COD orders.
• If your transaction fails but money is deducted, the amount will be automatically refunded by your bank/payment provider within 5–7 business days.

3. Pricing & Taxes

• All prices displayed on our website are in Indian Rupees (INR).
• Prices include GST and applicable taxes, unless stated otherwise.
• Prices and offers are subject to change without prior notice.

4. Cash on Delivery (COD)

• COD service is available on select products and pin codes only.
• A small handling charge may apply for COD orders.
• Customers must provide a valid address and mobile number.
• Repeated COD order cancellations may result in temporary suspension of the COD option for that account.

5. Payment Security

• We take your payment security seriously.
• All transactions are encrypted and processed through PCI-DSS compliant gateways.
• We do not store your card or banking details on our servers.
• Your data is handled as per our Privacy Policy.

6. Failed or Declined Transactions

If your payment fails:

• Double-check your card details or payment method.
• Try again or use an alternative payment option.
• For persistent issues, contact your bank or our support team.

7. Refunds and Disputes

• Refunds are processed as per our Refund & Return Policy.
• In case of disputes, please email us at help@manyhub.in with your order details and payment reference.

8. Contact Us

For any payment-related questions, please reach out to:
📧 help@manyhub.in
📍 ManyHub, Haveri, Karnataka, India